Blockchain-based technology like cryptocurrencies have been hyped for several years, but concrete applications, particularly for the end consumer, have remained extremely limited. Wild fluctuations in the markets and the prevalence of fraudulent Initial Coin Offerings (ICOs) have also made investors and users wary of sinking too much of their money into a space that promises greater security when it comes to financial transactions, with recent steep declines in value for key players like bitcoin signaling a potential die-off in interest for crypto overall.