In September, the Strong Customer Authentication (SCA) requirements will come into force, adding an extra security step into checkout flows.
Charged has taken a look into how they will affect checkout processes for merchants and what it might mean for online shoppers.
SCA is a new European regulatory requirement to reduce online fraud and make digital payments more secure.
In order to meet SCA requirements, retailers need to build additional authentication into checkout flows.
The current way of authenticating online payments relies on 3D Secure tech, a standard supported by European payment providers, however SCA requirements will require extra authentication on top.