Tag: credit cards

E-payment & Data Security, Tech

Is It Time for a Cashless Society in the US?

August 28, 2023

Via: RetailWire

Are you ready to live in a cashless society? CBS News reports that a Los Angeles councilwoman introduced a motion this month that aims to ban any retail business that refuses to take cash payments. The councilwoman’s concern is that […]

E-payment & Data Security, Tech

Consumers turning to financial tools to deal with cost-of-living pressures

October 31, 2022

Via: Charged

A large proportion of consumers are turning to financial tools including credit cards and overdrafts to deal with the ongoing cost-of-living crisis, according to a report from banking platform Yapily. The research reveals that almost nine in 10 shoppers have […]

Customer Experience, Point of Purchase

Mastercard Rewards Consumers for Shopping Local

December 16, 2021

Via: Independent Retailer

Consumers are shopping with intention this holiday season and prioritizing small and local businesses, according to a new Mastercard survey. In response to this growing desire to support Main Street and shop with meaning, Mastercard is rewarding cardholders when shopping […]

News & Trends

Buy Now, Pay Later vs. Traditional Store Financing: A Retail Primer

April 8, 2021

Via: RIS News

Until recently, private-label credit cards, layaway and, in the case of large retailers, co-branded credit cards were the only “in-house” financing options merchants could offer to consumers. However, an alternative to these options — buy now, pay later (BNPL), also […]

E-payment & Data Security, Tech

Buy Now, Pay Later: Does it Work for your Online Retail Business?

April 1, 2021

Via: Retail TouchPoints

Humans have been dynamically evolving the concept of loans and credit in commerce for hundreds of years — culminating in the explosion of consumer credit cards in the 20th century. However, the practice of using credit is gaining traction even […]

Customer Engagement, Customer Experience, E-payment & Data Security, Tech

The Buy-Now-Pay-Later Option That Consumers Are Raving About

January 2, 2020

Via: Independent Retailer

More and more retailers are allowing customers to pay for products in installments, with big players such as H&M, ASOS and Topshop having the service readily available for shoppers. Research from Splitit, a global installment payment solution provider, found that […]

Customer Experience, Loyalty Programs

Retailers up the rewards on branded credit cards

October 19, 2017

Via: FierceRetail

As credit card interest rates continue to rise, retailers are offering new rewards programs to ensure that customers will continue to shop and use cards. According to a recent report from, about one-third of the 65 cards in the […]

E-payment & Data Security, Tech

Court: American Express Can Stop Stores From Steering Customers To Less-Expensive Cards

September 27, 2016

Via: Consumerist

When you pay with a credit card, you’d probably like to know if you could save money by using one type of card over another. However, stores that accept American Express are barred from steering customers toward less-expensive cards. Last […]

Retail Types, Stores

Spotlight: Sam’s Club welcomes Costco members for free

July 1, 2016

Via: FierceRetail

Costco customers upset by or left with unusable credit cards following the switch from American Express to Visa are being given the opportunity to shop a rival club store for free. Sam’s Club will let Costco members into its clubs […]